What changed
Since our previous update on August 16, the 30-year fixed went from 6.625% (6.646% APR) to 6.500% (6.571% APR): the rate is down 0.125 and the APR down 0.075.
Rate update
Mortgage rates for August 17, 2026
Rates this day
Priced August 17, 2026 at 2:50 PM EDT
- 30-year fixed6.500%Rate6.571%APR0.151Points
- 15-year fixed5.750%Rate5.843%APR0.042Points
- FHA 30-year fixed5.875%Rate6.595%APR0.279Points
Based on a $500,000 purchase with 20% down ($400,000 loan amount), credit score over 780, 30-day rate lock, primary residence, single family dwelling. Each rate shown is bought down with discount points paid at closing — one point is 1% of the loan amount. The points change daily with the market, and the APR beside each rate already includes them.
Get your custom quoteRates are subject to change without notice and are available only in North Carolina. This is not a guarantee of credit or an offer to lend. Your rate depends on your credit, the property and the loan you choose. Triangle Mortgage LLC, NMLS #1725415.
Today’s par pricing for the advertised scenario, quoted at 2:50 PM Eastern.
Each rate above is bought down with discount points paid at closing, and the points are shown beside it. The APR carries that cost, which is what makes two lenders’ offers comparable — a rate quoted without its APR tells you very little on its own.
Your own rate depends on the price, your down payment, the property, how you’ll occupy it and your credit. Run your actual numbers through the calculator to see where you land.