Rate updates & commentary
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Mortgage rates for August 26, 2026
August 26, 2026: 6.500% (6.545% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 25, 2026
August 25, 2026: 6.500% (6.557% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 24, 2026
August 24, 2026: 6.500% (6.584% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 23, 2026
August 23, 2026: 6.500% (6.557% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 22, 2026
August 22, 2026: 6.500% (6.559% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 21, 2026
August 21, 2026: 6.500% (6.560% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 20, 2026
August 20, 2026: 6.500% (6.566% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 19, 2026
August 19, 2026: 6.375% (6.464% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 18, 2026
August 18, 2026: 6.500% (6.584% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 17, 2026
August 17, 2026: 6.500% (6.571% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 16, 2026
August 16, 2026: 6.625% (6.646% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 15, 2026
August 15, 2026: 6.625% (6.648% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 14, 2026
August 14, 2026: 6.500% (6.536% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for August 13, 2026
August 13, 2026: 6.625% (6.638% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
What actually moves mortgage rates
Mortgage rates don't follow the Fed the way most coverage implies. Here is what they do follow, and why it matters for when you lock.
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